Welcome To the Platform

Hello member,

Bless you with great business in March & April by encouragement from Barack Obama.

“If you’re walking down the right path and you’re willing to keep walking, eventually you’ll make progress.”

1. April 25^th, 2024 Luncheon Client Event Registration – 40 tickets left

At Way, we are excited to announce our upcoming 2^nd quarterly 120 people luncheon conference on April 25, 2024, dedicated to helping you boost your new and repeat business, as well as referrals. This unique event will provide you with an opportunity to promote your services while enlightening your network on high-level strategies in “High Net Worth Client Estate Planning & Corporate Tax Savings.”

Our luncheon conferences are renowned for creating a conductive environment for meaningful networking, ensuring that you can make valuable connections with peers and clients alike. In addition to the enriching discussion, we have curated a delightful experience for you and your guests, featuring champagne and a delicious lunch buffet.

Since there was million of premium and investment generated from previous Jan 18^th luncheon client event, 80 tickets are already reserved by other members for this April 25^th event, which only 40 tickets are left for you to reserve from the link http://financialplatform.sv.mikecrm.com/Ubi4NYZ by Wednesday, April 3rd and contact office manager Susana Yu to arrangement the payment to secure your tickets.

This luncheon conference is an excellent opportunity for you to not only enhance your professional network but also to showcase your expertise. Don’t miss out on this chance to elevate your business and make lasting connections.

p.s. Cash prize is to encourage guest to fill lucky draw form to make appointment with member, so should member’s guest win the cash prize, the member is responsible for the cost.

Platform Updates

2. Share folder

A new online folder has been created for Way Members to access materials such as training presentation files, text templates and others.  Click  here to get access.

3. Sea & Sky Meeting Room Ready for Booking

Some Members have been using the Sea & Sky meeting rooms already.  While priority is given to office users, all Members can make their bookings here:  Sea,& Sky

Industry Updates

4. Insurance Council of British Columbia

Update on CE and E&O Requirement for Annual License Renewal
The annual license renewal for all Insurance Council licensees will open on April 3, 2024. The annual deadline for licensees to complete their continuing education (CE) requirement is May 31, 2024, for the licensing period of June 1, 2024 – May 31, 2025. Licensees who renew their licence past deadline and do not meet their CE requirements by May 31 may be investigated further and my result in discipline.
CE guidelines by licence class and CE credit criteria can be found here.

Additional 2024 Annual License Renewal Requirements Webinar
Due to high demand, we are offering a third session of the 2024 Annual Licence Renewal Requirements Webinar on April 11 (9:30-10:30 am PT). This webinar is free, but registration is required. Register Here

Carriers’ Update

5. Canada Life

Insurance

New features coming to Canada Life Illustrations
Coming Mar. 25 to Canada Life illustrations, you’ll find easier access to non-integrated sales strategies, a new option to add advisor profiles and an auto-save feature to recover illustrations in progress.
Learn more about these upcoming enhancements.

Update your Concourse software (version 5.1)
UL will no longer be available on the desktop Concourse illustration software with this update.
After the update, past saved cases will no longer be available.

Find out how we’ve enhanced UL with illustrations information, marketing materials and additional learning resources. LEARN MORE

Embrace the era of web-based Canada Life Illustrations
Get a head start as we gear up for the removal of the desktop insurance illustration software. Access Canada Life illustration through Workspace today to get familiar with the enhanced experience and features. LEARN MORE

Canada Life Elevate is supporting your large case needs
We have two new resources to hep you navigate the world of underwriting large cases. This includes a new guide detailing the large case underwriting process from start to finish, and a new article by Sylvie Schmaus, AVP Advanced Underwriting, and Brigitte Loos, Vice-President, Chief Underwriter, to demystify the word of reinsurance.
Check out these resources now.

Insurance Operations Updates
– Form update – Surrender request form (322 CAN) Read more

We’re improving security for DocuSign
Starting Feb 14, 2024, the way you receive DocuSign certificates of completion will change. Instead of an attached PDF, DocuSign will now send you a secure link to log in and download the certificate. Read more on this change and have you can save certificates.

Investment

Start conversations with your clients with our award-winning funds
Over 30 of our investment funds were recognized at the 2023 Fundata FundGrade A+® awards which happened on Feb 1. The FundGrade A+® award is a highly prized achievement in the Canadian investment funds industry. It’s given annually to investment funds that show consistent, outstanding, risk-adjusted performance throughout the year.
Check out the full list of winners and consider how they can fit into your clients investment plans.

Wealth operations update
– Form updates Read more

6. RBC

Investment

In November, we communicated on Income Allocations and how RBC GIF taxation works.
The RBC GIF T3s are scheduled to be mailed mid -March.

To prepare for client inquiries, review the RBC GIF 2024 Final Income Allocations available on the Sales Resource Centre under Wealth Manager > Sales Tools.

Read more about it.

Contact Mike Jaskson at 604-363-7583 or mike.jackson@rbc.com or Jeffery Ng at 236-333-1621 or Jeffery.ng@rbc.com if you have any question.

7. Tugo

Travel                

Updates to Student Medical Insurance – Effective April 11
On April 11, 2024, we’re making updates to our Student plans. Benefits and product features will remain the same. Here’s a quick breakdown of the changes:

Introduction
– myTuGo – highlights new self-serve features to modify and extend policies.
– TuGo Wallet app – includes new link to download app from either App Store or Google Play.

Contact Information
– Clarifies instructions on how to contact TuGo, along with updates to international access codes.

Eligibility
– As a new eligibility requirement, the student or family member of the student must not be receiving or been recommended to receive palliative care. This aligns with an existing exclusion in the policy.

General Exclusions
– Includes new rodeo/equestrian sports exclusion.

Definitions
– Sports & Activities – updates made to definitions for motorized sports, rock climbing, and mountaineering.

For a more detailed summary of these changes, refer to the News & Articles section of the Partner Platform. The updated policy wording for Canadian and international students is also available for you in TuGo’s Download Centre.

Contact Helene Desjardins at 905-267-1724 or hdes@tugo.com if you have any question.

Way & Carriers’ Campaigns

8.

9. Tugo

Travel

Cheers to 60 contest!

From January 1 to March 31, 2024, for each policy sold or renewed, you’ll have a chance to win…

• Top TuGo Sales: $1,000 gift card
• 2nd for TuGo Sales: $500 gift card
• 3rd for TuGo Sales: $500 gift card
• 1 of 15 $60 gift cards by random draw

For more information please click HERE for more information

Contact Helene Desjardins at 905-267-1724 or hdes@tugo.com if you have any question.

Trainings From Way Platform and Carriers

10.

11. Q&A Session

Book your Q&A session directly with Simon Mok Every Tuesday & Thursday from 2:00pm – 5:00pm – Insurance Product, Illustration, Case Application, Selling Technique and Connection
You are welcome to an in-person Q&A session to discuss any General inquiry you have on Carriers’ products, Illustration, Case Application, Selling Techniques and Connection by Mr. Simon Mok.

Simon’s Contact Information:
Email: simon.mok@seedpacific.ca

Phone: 604-338-2928

Book your Q&A session directly with Holly Miao 1st & 3rd Thursday of every month from 11:00am – 1:00pm – Shared Ownership Dividend (SOD)

You are welcome to an in-person Q&A session to discuss Share Ownership Dividend SOD, a strategy to help corporate owner with Critical Illness Insurance protection plus the potential tax efficient dividend withdrawal benefits by Ms. Holly Miao.

Holly’s Contact Information:
Email: sunnylife1618financial@gmail.com

Phone: 778-869-5008

Book your Q&A session directly with Joanne Ma 4th Tuesday of every month from 11:30am – 1:30pm – Tax Filing, Review Tax Statement and CPA POV on Corporate Insurance

You are welcome to an in-person Q&A session to discuss Personal & Corporate Tax Filing, Review Tax Statement and CPA POV on doing Corporate insurance by Ms. Joanne Ma.

Joanne’s Contact Information:
Email: joanne622@gmail.com

Phone: 778-8952236

12. Manulife

Don’t miss your chance to learn through our Critical Illness School!
Join Vanessa Scott, National Living Benefits Consultant for a 5-part series for Critical Illness. Select the below hyperlink (time) to register.
Part #1: Setting the Stage – Back to the Basics

• April 2nd: 9am EST, 1030am EST, 12pm EST, 2pm EST

Part #2: Creating Solutions & Addressing Objections

• April 9th: 9am EST, 1030am EST, 12pm EST, 2pm EST

Part #3: Business Solutions & Taxation

• April 16th: 9am EST, 1030am EST, 12pm EST, 2pm EST

Part #4: Underwriting & Claims

• April 23rd: 9am EST, 1030am EST, 12pm EST, 2pm EST

Part #5: Handling Objections

• April 30th: 9am EST, 1030am EST, 12pm EST, 2pm EST

13. RBCI

RBCI Spring Disability Insurance School
The RBCI Spring Disability Insurance School is a comprehensive seven session course that covers Disability Insurance from A to Z. Sign up for all sessions to take advantage of learning DI step by step, building on your knowledge weekly. If your time is limited and you are already adept at one of our offerings, we recommend singing up for our other sessions. Register Here

Holiday Notice

Please note that our office will be closed on:

Friday,  March 29 (Family Day)

Regular operations will resume on:

Monday, April 1, 2024

Best Regards,

Greater Vancouver Area (GVA) 400 – 6388 No. 3 Road, Richmond BC V6Y 0L4   Greater Toronto Area (GTA) Suite N500, 675 Cochrane Drive, North Tower, Markham, ON L3R 0B8	Susana Yu   Operations Manager
		604 279 0866 (Ext. 122)
	Get an additional $3,000 for Investment PACs / Lumpsum Campaign for Jan & Feb    “The WAY to connect members.   The WAY to drive business.”
This e-mail (including any attachments) is confidential and may contain proprietary information of Way Financial Inc. It may be privileged or otherwise protected from disclosure. If you are not the intended recipient, please notify the sender immediately by return e-mail, and delete the e-mail from your system. Any disclosure, dissemination, distribution, or copying of this e-mail is strictly prohibited.

Hello member,

Bless you with great business in Feb & March by encouragement from Blaise Bevilacqua, enterprise account executive at UserGems.

“Things never go as planned, so you need to always be ready to think on the fly. Always know that you have a certain plan, it most likely won’t end up that way.”

1. Register Now for Mar 16^th Exclusive Client Seminars – Limited to 40 spots!

At Way, you can expand your network exponentially. Each month, we provide seminars promotion for you to message and engage most of your contacts, then you’ll see a significant increase in engagement, referrals, and business opportunities. To ensure your client spot in Mar 16^th event to elevate your business volume systematically, reserve your spot now: http://financialplatform.sv.mikecrm.com/xu8Hp6w, a limited of 4 guests including advisor’s own spot. We will confirm your seats availably in few days after your registration.

(Simplified Chinese)

XXX您好! 立即把握机会! 参加仅限40人的税务节省与遗产规划讲座!

1.        作为公司股东, 您将面临高达53%的薪资税或48%的股息税。锦囊: 《所得税法》S2-F1-C1这个强大的工具可将个人支出转移到公司, 节省高达26%的税款!

2.        保障您的遗产传承!《所得税法》第70(5)(a), 在您离世时会把您的所有资产按市值计算, 产生25%的资产增值税, 大大缩减遗产的价值。锦囊: 隔离基金信托、免税传承账户及第2遗嘱, 确保足够的流动性来减低税务负债达25%。不要让税法决定您的遗产, 掌控局面并确保您辛苦赚来的资产得以传承!

欢迎参考以往讲座片段:

粤: https://youtu.be/dzu6u1GhnCY

普: https://youtu.be/bMUHdZYCPZ0

诚邀您参加3月16日于列治文办公室举办的讲座! 只有40个名额! 请问您想报名吗?

XX理财 XX先生/小姐

讲座地点：415 – 6388 No. 3 Road, Richmond

(Traditional Chinese)

XXX您好! 立即把握機會! 參加僅限40人的稅務節省與遺產規劃講座!

1.        作為公司股東, 您將面臨高達53%的薪資稅或48%的股息稅。錦囊: 《所得稅法》S2-F1-C1這個強大的工具可將個人支出轉移到公司, 節省高達26%的稅款!

2.        保障您的遺產傳承!《所得稅法》第70(5)(a), 在您離世時會把您的所有資產按市值計算, 產生25%的資產增值稅, 大大縮減遺產的價值。錦囊: 隔離基金信托、免稅傳承賬戶及第2遺囑, 確保足夠的流動性來減低稅務負債達25%。不要讓稅法決定您的遺產, 掌控局面並確保您辛苦賺來的資產得以傳承!

歡迎參考以往講座片段：

粤: https://youtu.be/dzu6u1GhnCY

普: https://youtu.be/bMUHdZYCPZ0

誠邀您參加3月16日於列治文辦公室舉辦的講座! 只有40個名額! 請問您想報名嗎?

XX理財 XX先生/小姐

講座地點：415 – 6388 No. 3 Road, Richmond

p.s. Cash prize is to encourage guest to fill lucky draw form to make appointment with member, so should member’s guest win the cash prize, the member is responsible for the cost.

Platform Updates

2. Share folder

A new online folder has been created for Way Members to access materials such as training presentation files, text templates and others.  Click  here to get access.

3. Sea, Sky & Ocean Meeting Room Ready for Booking

Some Members have been using the Sea, Sky & Ocean meeting rooms already.  While priority is given to office users, all Members can make their bookings here:  Sea, Sky & Ocean

Industry Updates

4. Insurance Council of British Columbia

Update on CE and E&O Requirement for Annual License Renewal
The annual license renewal for all Insurance Council licensees will open on April 3, 2024. The annual deadline for licensees to complete their continuing education (CE) requirement is May 31, 2024, for the licensing period of June 1, 2024 – May 31, 2025. Licensees who renew their licence past deadline and do not meet their CE requirements by May 31 may be investigated further and my result in discipline.
CE guidelines by licence class and CE credit criteria can be found here.

Carriers’ Update

5. Canada Life

Insurance

Enhanced universal life insurance is here.
Available now, our new universal life insurance (UL) makes it easier to sell than ever before with even greater flexibility. The new Stable Growth Account is an attractive new feature, offering your clients stable returns with growth potential. The new annually increasing to age 100 cost type helps clients lower their insurance costs in the policy’s early years, giving them the opportunity to build more cash value.

New UL, available exclusively on web-based Canada Life Illustrations
Show clients the value and potential of UL with faster and easy to use UL illustrations and new graphs, reports and more. It also includes the ability for you to download and share your saved cases with others. If you’re registered for Workspace and already using Canada Life illustration on the web, then you’re ready to jump in and start illustrating.

If you haven’t registered for Workspace, REGISTER NOW to use Canada Life Illustrations.

Update your Concourse software (version 5.1)
UL will no longer be available on the desktop Concourse illustration software with this update.
After the update, past saved cases will no longer be available.

Find out how we’ve enhanced UL with illustrations information, marketing materials and additional learning resources. LEARN MORE

New Investing with conviction: private assets
Learn more about the advantages of private asset exposure and how it benefits participating account policyowners in the latest edition.

We’re improving security for DocuSign
Starting Feb 14, 2024, the way you receive DocuSign certificates of completion will change. Instead of an attached PDF, DocuSign will now send you a secure link to log in and download the certificate. Read more on this change and have you can save certificates.

Promote My Canada Life at tax time
As your clients get organized for tax season, make sure to tell them about My Canada Life™, where they can view policy details and access available tax documents. Share this social post and more.

6. iA

Investment

RRSP Contribution Deadline

For timely processing within the 2023 fiscal year-end deadlines, advisors must confirm electronic RRSP contributions once the client has electronically signed before 9 p.m. PST on February 29, 2024. Paper transactions, including inter-contract requests, require both electronic signatures and cheques/bank drafts dated on or before February 29, with documents received at iA Head Office by 1 p.m. PST on March 5, 2024. For comprehensive details, click here.

Contact Michael Casciano at 604-834-0094 or Michael.Casciano@ia.ca, Vincent Lo at 778-689-8326 or Vincent.Lo2@ia.ca, if you have any question.

Feel free to let me know if you have any questions.

7. Manulife Bank

Investment

Document Transfer Portal for Investment Loan

Manulife Bank has confirmed that the Investment Loan Application will no longer accept loan application documents via email or Secure Inbox. As a result, advisors are mandated to utilize the new Manulife Bank Document Transfer Portal to create a new case and initiate the lending application process. Access to this secure file transfer tool requires logging in with your Advisor Manulife ID. Kindly ensure all paperwork is submitted to your designated case coordinator for further processing. For more detailed instructions, please refer to the attached guideline.

Contact Ardy Hossein-pour at 604 345 3873 or Ardy_Hossein-pour@manulife.ca  if you have any question.

8. RBC

Investment

The RRSP deadline is February 29, 2024. We can help you get ready and get the most out of this years’ RRSP season. Use the index below to find the information you need.
READ MORE

9. Tugo

Travel                

Rate increases on February 22, 2024
Due to medical inflation and higher claims costs, TuGo will be implementing some product rate increase. The increase will range from 0 to 8% across the spectrum of our travel insurance programs.

In addition, there will also be some small surcharge changes to the following Traveller MQ conditions – COPD not requiring home oxygen, GERD, hypertension with no alteration within the last 6 months, arthritis, diabetes requiring insulin, diabetes not requiring insulin, and smoking. These surcharge changes are only applicable to our Traveller program.

Prepare for Spring Break with TuGo’s Family & Friends plan
According to the Conference Board of Canada, “positive travel intentions are being reported for the [20]24 winter season”, with the most recent survey indicating that “57% of adults plan to take a leisure trip between November 2023 and April 2024.” In anticipation of peak spring break travel season for families, promote the value TuGo’s Family & Friends plan.

Key benefits of the Family & Friends plan:

• Available for up to two adults (59 years old or younger) and up to 6 dependent children. When adults are travelling with children, the children are covered for free!
• Cost-effective for small group travel amongst family and friends.
• Available as a Single Trip or a Multi Trip Annual Emergency Medical Insurance plan.
• Includes Air Travel Delay Expenses benefit for anyone travelling by air, offering coverage for flight delays 4+ hours and lost or delayed baggage.
• The individual(s) named in the Family & Friends plan doesn’t have to be the parent(s) or guardian(s) of the dependent children.
• Dependent children can be on this plan without an adult.
• Travellers don’t have to travel together.

Remember, TuGo offers more than just Emergency Medical insurance!

• Ground, air or sea ambulance services and remote evacuation
• Emergency dental coverage
• TuGo Telemedicine—convenient, prompt, comprehensive consultation with a physician, right over the phone (travel within US only)
• Complimentary access to MyFlyt, for flight delays 2+ hours
• Optional Sports & Activities Coverage

Looking to share these benefits with your customers?  Download our Family & Friends plan infographic

Contact Helene Desjardins at 905-267-1724 or hdes@tugo.com if you have any question.

Way & Carriers’ Campaigns

10.

11. Canada Life

Insurance

Canada Life offers advisor bonus for placing new life insurance cases. Members can earn $1,000 for 10 cases or $2,000 for 15 cases with a minimum average premium of $750. The program runs from September 5, 2023, to February 29, 2024, with cases placed by April 30, 2024. Eligible products include Term, Universal, and Participating life insurance, while certain exclusions apply, such as conversion, reinstatement, lapsed cases etc. Check out the full details on qualifications and full incentive rules here

Contact Cherie Wu at 604-618-2553 or cherie.wu@canadalife.com, Amber Wang at 604-648-3087 or amberhanyi.wang@canadalife.com,  Wenjia Li at 604-612-5105 or wenjia.li@canadalife.com, if you have any question.

12. IA

Investment

First Home Savings Account Contest

IA has launched the First Home Savings Account (FHSA) on November 13, 2023. Opening an FHSA account for clients by March 11, 2024, before 11:59 pm, gives them two chances to win $8000 during the Contest Period. Explore FHSA details here and find contest rules here.

Contact Michael Casciano at 604-834-0094 or Michael.Casciano@ia.ca, Vincent Lo at 778-689-8326 or Vincent.Lo2@ia.ca, if you have any question.

13. Tugo

Travel

Cheers to 60 contest!

From January 1 to March 31, 2024, for each policy sold or renewed, you’ll have a chance to win…

• Top TuGo Sales: $1,000 gift card
• 2nd for TuGo Sales: $500 gift card
• 3rd for TuGo Sales: $500 gift card
• 1 of 15 $60 gift cards by random draw

For more information please click HERE for more information

Contact Helene Desjardins at 905-267-1724 or hdes@tugo.com if you have any question.

Trainings From Way Platform and Carriers

14.

15. Canada Life
Register: Canada Life Portfolio Manager Connect event – Brandywine Global
Want to learn how to drive returns through meaningful diversification across a wider global fixed income universe? Join Michael Arno, Portfolio Manager & Senior Research Analyst, to get strategic insights on the multi-sector fixed income markets.

March 21 at 1 p.m. ET | Register today!

Don’t miss out. Register for Virtual Learning Academy sessions.
Attend these live, facilitated online sessions to learn how to grow your business. Sign up today!

Learn more about all upcoming events and view past event recordings on Workspace.

Holiday Notice

Please note that our office will be closed on:

Friday,  March 29 (Family Day)

Regular operations will resume on:

Tuesday, Feb 20, 2024

Best Regards,

Greater Vancouver Area (GVA) 400 – 6388 No. 3 Road, Richmond BC V6Y 0L4   Greater Toronto Area (GTA) Suite N500, 675 Cochrane Drive, North Tower, Markham, ON L3R 0B8	Susana Yu   Operations Manager
		604 279 0866 (Ext. 122)
	Get an additional $3,000 for Investment PACs / Lumpsum Campaign for Jan & Feb    “The WAY to connect members.   The WAY to drive business.”
This e-mail (including any attachments) is confidential and may contain proprietary information of Way Financial Inc. It may be privileged or otherwise protected from disclosure. If you are not the intended recipient, please notify the sender immediately by return e-mail, and delete the e-mail from your system. Any disclosure, dissemination, distribution, or copying of this e-mail is strictly prohibited.